Freedom from your Mortgage Fast!

Majority of the time when refinancing for a better rate the bank restarts the 25 or 30 year home loan term!

This restart costs most of us $150k - $600k or more depending on our loan size!

There is a reason every bank advertisement talks about refinancing for a better rate. 

Are they just driving us all towards paying the most amount of interest possible?

$1m borrowed today at 6% costs approx. $2.2m over 30 years!

You're not stuck with a bank just because your account, credit card, insurance and so on are with them. Direct debits, salary credits and internet banking are painful to change. You can keep these things in place and still pay your loan off quicker with the right loan.

Most people build their mortgage payment in into their monthly or weekly budget. 

What would happen if you turned that structure upside down? For most people it means saving 12 years and $500k+

How do we do this?

1. Build the simplest budget and automate it.

2. Access a debt reducing loan product!

3. Change our budget structure, not just how much we need, but how we allocate it, should pay into our loan first?

4. Turn bad debts into mortgage reducing payments

5. Get the tax man to make extra repayments into your loan weekly

6. Review your progress with our finance team every 6 months to stay on track.